An Easier Way To Save For A Down Payment

You Can Receive Up To $6,950 Toward Your Next Home Purchase

Are you struggling to save for a down payment?

  • Do you feel helpless because of the recent increase in home prices?

  • Have you been outbid on multiple home offers?

  • Does the home buying process feel overwhelming?

  • Are you concerned about financial shock after closing on a home?

We have 6,950 reasons you should get in contact with us.

Here's How Home Savings Fund Can Help You

  • Down Payment AssistanceYou can qualify for up to $6,950 in grant money. And no, you don't have to pay it back.

  • FlexibilityUse the grant money toward down payment assistance, closing costs, and other fees associated with buying a home.

  • Financial StabilityMoving into your new home should be exciting. Home Savings Fund reduces financial concerns by helping create a healthier financial situation.

What is Home Savings Fund?

Home Savings Fund is a nonprofit 501(c)(3) organization in Utah that assists home buyers with down payment assistance. Unlike many other down payment programs, there are no income restrictions.

In addition to that, there are are no hesitations from us if you’re using the funds for your first home, second home, or an investment property. No catch, no gimmicks. If you’re ready to buy a home but want some help coming up with the needed cash at the closing table, this is for you.



You have questions.
We have answers.

How much money can I receive?

Donations vary from borrower to borrower. Determining factors include both your real estate agent and loan officer being approved by Home Savings Fund, what your sales price is for your home, and how much financing you need.

How does the down payment assistance program work?

Once you apply and are approved, we'll work closely with you to determine how you can use the funds to make the home buying process easier to manage. As your settlement date approaches, we'll work with the title company to ensure that the amount owed for down payment, closing costs, or other expenses are correctly balanced with the Home Savings Fund donation.

What are the eligibility requirements and income limits?

Contrary to many down payment programs, there are no income restrictions for the Home Savings Fund. In addition, our organization does not eliminate those looking to buy a second-home, vacation home, or investment property. If you are buying a home, you can qualify for up to $6,950 in down payment assistance.

We’re ready for you to buy a home. Are you?

  1. Apply Now
  2. Meet with a participating loan officer
  3. Work with an approved real estate agent
  4. Close on your loan (our grant will save you up to $6,950)
  5. Love your new home