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Welcome to Home Savings Fund

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Down Payment Assistance Utah

Home Savings Fund’s mission is to help Utah renters achieve and maintain home ownership in today’s tough real estate market through homebuyer grants. Our down payment assistance will allow you to get into house in Salt Lake City faster. Even if you already have a government grant, we can help! Many homeowners have purchased their home with little savings and have experienced payment shock and budgeting challenges once moving in to their new home. By leveraging Down Payment and Homebuyer Grant Programs, individuals throughout Utah are getting into their houses with more financial stability.

Home Savings Fund’s grant program is designed to help potential homebuyers in Salt Lake City budget and receive down payment assistance, so they are more prepared to handle the financial changes that come with owning a house.  As the homebuyer saves, Home Savings Fund will match funds, so the down payment savings account will grow at an exponential rate. This homebuyer grant will help you get into your home faster than ever. Homebuyer grant programs will allow you to get into the home of your dreams.

down payment assistance utah

Qualify for Your Home Loan

When you work with Home Savings Fund, you can qualify for the home you’ve always wanted. Apply now to receive additional funds to use for:

  • Assistance with Closing Costs
  • Reduce your origination fee
  • Free Home Appraisal
What Type of Assistance is Available?

The amount of money qualified homebuyers can receive varies from city to city. For example, Salt Lake City homebuyers can receive up to $7,500 in assistance for homes with a maximum purchase price of $289,750.

How Do Down Payment Assistance Programs Work?

Down payment assistance programs are designed to lend money to qualified homebuyers via a state or federal housing authority. In Utah, this authority is the Community Development Corporation of Utah. It provides first-time homebuyers with money to cover down payments, closing costs, and other costs associated with mortgaging a new home.

What are the Eligibility Requirements & Income Limits?

Those looking to qualify for down payment assistance in Utah need to contribute at least one percent of the entire down payment required. Additionally, all those who apply need to fall within the 80% percent range of median income for the area in which they are buying their home.

Find out if you Qualify

Home Savings Fund is a nonprofit 501(c)(3) organization in Salt Lake City, Utah that works with participating industry organizations to raise the funds needed for the down payment by matching funds. The matching funds are only available for the purpose of purchasing a house under the terms and conditions agreed upon.



    Landlords & Real Estate Agents

    Do you have a renter or buyer in Utah who wants to utilize our down payment assistance program? Click here to learn how you can help your clients utilize our grant.

    Need more help?

    Feel free to ask us about it!
    Call us

    Speak with a Down Payment Expert. 855-369-7283
    (123) 855-369-SAVE

    See our FAQs

    See answers to questions on how to use our services