Get a First Time Home Buyer Down Payment

First-Time Homebuyers Down Payment Solutions in Utah

Buying a home can be quite a big investment, which is why Home Savings Fund is here to do everything we can to help lessen this burden. For those who are unable to afford to put a down payment on a new home, there are several first-time homebuyer grants available both from Utah and federal government in the United States.

Some of the most common of these are low down-payment options and grants, such as:

      • VA Loans: The Department of Veterans Affairs, in conjunction with the Department of Agriculture, offers zero down-payment options for first-time homebuyers that qualify.
      • Conventional Loans: Although rarer, there are conventional loan agencies that offer lower down payments to those with good credit, sometimes as much as 3% of the required 20% of the overall list price of a home.
      • FHA Loans: The Federal Housing Authority offers first-time homebuyer down payment grants and loans in Utah for as low as 3.5% to those who qualify.
      • Utah Grants & Assistance: For Utah first-time homebuyers, there is a variety of grants and federal assistance available, such as financial assistance from the Community Development Corporation of Utah (CDCU).

Contact us for first-time homebuyer grants in Utah!

If you’re concerned about having enough money to make your first-time homebuyer down payment for a new Utah home, we can help. Home Savings Fund is a registered non-profit whose sole mission is to help homebuyers just like you find funds to manage closing costs, moving expenses, home appraisals, and more.

Contact us online today to learn more about what we do or call 855.369.7283(SAVE).

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